Concedere prestiti sulla base del rating dei tuoi amici su facebook (brevetto di facebook)

Facebook has been granted an updated patent from the U.S. Patent office on a technology that can help lenders discriminate against certain borrowers based on the borrower’s social network connections.

In a fourth embodiment of the invention, the service provider is a lender. When an individual applies for a loan, the lender examines the credit ratings of members of the individual’s social network who are connected to the individual through authorized nodes. If the average credit rating of these members is at least a minimum credit score, the lender continues to process the loan application. Otherwise, the loan application is rejected.

via venturebeat.com

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1 thought on “Concedere prestiti sulla base del rating dei tuoi amici su facebook (brevetto di facebook)”

  1. L’idea di verificare il credit rating di amici e familiari non è così campata in aria. C’è da riconoscere però che Facebook non sembra esattamente il posto migliore per effettuare una verifica di questo tipo..

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