Interessante sui pagamenti elettronici

Post interessante, da leggere: Glenbrook Partners: The Evolution from Mobile Banking to Mobile Payments.

mFoundry recently announced a new round of financing with a line-up of strategic investors including Motorola Ventures, PayPal, NCR, and a "leading wireless operator" – along with their existing investors. In their announcement, the company described its business as "a comprehensive and equitable solution for financial institutions, wireless operators and other mobile banking and payment providers". …

mFoundry is playing the role of mediator and neutral third-party platform provider as it enables mobile financial services across a variety of mobile phone operators and handset devices.

..The wireless operators seem intent on participating in the mobile
banking and mobile payments space. A challenge for the operators is
that consumers choose their banking relationship very separately from
choosing their wireless provider.

…These new services require mobile-savvy participants willing to
register their accepted handset on both sides of the transaction–and
comfortable enough with the enablers to turn over their personal
financial data to third parties that are not banks. These are big,
incremental leaps for consumers used to texting messages to friends and
passively using built-in mobile applications.

Payments is the next mobile horizon. As the college students of
today become the business people of tomorrow, these solutions will have
their day.

Intanto, a Pechino si partirà con un sistema di micropagamenti contactless  Link: GlobalPlatform.

has announced that its core device specification – also known as the
GPD/STIP Specification – has been deployed in China through the Blue
Bamboo H50 Terminal in the recent launch of the Beijing transit card
contactless micro-payments scheme.

e nella presentazione dei risultati del terzo trimestre Paypal…

Ricavi del trimestre a $470 million in Q3-07, in crescita del
35% SPPY (Same Period, Previous Year). Total payment volume (TPV) a $12.22
billion in Q3-07, in crescita del 34% SPPY. PayPal Merchant Services (servizi di pagamento per i commercianti) a $5.38 billion +61% SPPY.

164 milioni di account alla fine del Q3-07, +34% SPPY e +11milioni rispetto al trimestre precedente. Di questi,
37.5 milioni di accoun sono stati utilizzati nel trimeste +21%  SPPY.

Transaction revenue rate of 3.67%,  Transaction expense rate 1.15%, Transaction loss
rate 0.26%…


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